Income & Investments

HBF offers SMART-INCOME, SAFE and SECURED! Yes, your idle cash sitting in CDs can earn 7% to 11% with payments distributed monthly. Larger returns can earn up to 33% with participation in well managed investment/developments.

Here are just two Smart-IncomeTM programs that consistently pay high returns, year in and year out.

#1.  FLC— First Lien Commercial offers investment income secured by First-Position Liens on strong commercial properties at very low Loan To Value ratios. Our Hedge Fund further protects you by taking a SECOND position behind your first lien… and guarantees your monthly payments!

FLC example. Very Conservative 6%… An office building in a major city:

Appraised value $4,000,000
First Lien position: $1,350,000 (Your portion = $50k.)
Second position lien: $150,000 (Fund invests it’s own money behind yours.)
Loan-to-Value = 34% LTV (Almost always under 50%. Never over 55%.)
Term: 12 months
Example client invests: $50,000
Interest rate: 6% (Conservative. Often times more than 6%.)
Monthly payment to client = $250.00
Total interest paid for the year = 6% = $3,000 

Your $50k is returned or can be reinvested into another deal. Your choice.

#2.  CEP— Corporate Expansion Product invests in strong businesses with strong corporate balance sheets. These thriving companies are borrowing money to expand and grow. These longer term investments pay between 9% to 18%+ annually.

These secured investments offer a return of principal at the end of the term or * you can select to roll it into another investment of your choice and do it again. Your choice!

Individuals and businesses can invest $25,000 to $1,000,000

FLC and CEP are NOT baskets of properties or business opportunities!  You select the investments you like most and receive the executive summaries, proforma and investment documents before investing a penny.  In all cases, your investment is secured by real estate assets and the hedge fund invests its own dollars right along with you and guarantees your monthly payments.

Interested in hearing more about Smart IncomeTM opporunities?

Click on CONTACT US and we’ll send you materials to review. Or, call 203-858-8751 or email us at 

Thank you!

Smart IncomeTM is division of and the High Bridge Financial Company.